Terms of Service – Ownli

IMPORTANT: BY USING THE SERVICES (DEFINED BELOW) YOU ACCEPT THE FOLLOWING TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS SET FORTH HEREIN PLEASE DO NOT USE THE SERVICES.

Acceptance of Terms. The following agreement consists of the terms and conditions governing your ("you" or "user") access to and use of Parked Solutions, Inc., dba Ownli ("OWNLI", "Parked Solutions" or "We") website, proprietary application and the content, features and services therein or any other software, products and/or services provided by Parked Solutions (collectively, the "Services”). Through the Services, users may complete surveys and questionnaires (“Surveys”) and share personal and usage data with Parked Solutions, in exchange for points, cash, gift cards or other incentives that Parked Solutions may make available from time to time (“Rewards"). These TERMS OF USE together with the Parked Solutions Privacy Policy available at: https://support.ownli.co/hc/en-us/articles/360011276138-Privacy-policy (the "Terms") constitute a binding agreement between you and Parked Solutions, and by continuing to use the Services (in whole or in part) in any way or manner you agree to abide by, and be bound, by these Terms. If you do not understand and/or agree to these Terms, you should immediately exit the Services and cease making any use of the Services. We may unilaterally change or add to the terms of these Terms at any time. In the event of a material change, We shall provide reasonably advance notice, of at least fifteen (15) days where practicable, via email or by means of a prominent notice on the Services. You should check our Services periodically and review changes to the Terms at the following URL: https://support.ownli.co/hc/en-us/articles/360011275958-Terms-of-Use. By continuing to use the Services following such modifications, you agree to be bound by such modifications. If you are not comfortable with all of the provisions of these Terms, please do not use the Services.
License. Subject to the terms and conditions set forth herein, Parked Solutions hereby grants to you, and you accept, a personal, non-exclusive, non-transferable, non-sublicensable, revocable, limited license to access and make non-commercial use of the Services only according to the terms of these Terms. The license shall be granted until terminated in accordance with the terms hereof. If you breach these Terms of Use or any other terms incorporated herein or made available to you by Parked Solutions at any time, such license and your right to use the Services will terminate immediately and without notice. Upon termination, you must immediately cease use of the Services.
Limitations on Use. Except as specifically permitted herein, you agree not to (i) sell, license (or sub-license), lease, assign, transfer, pledge, or share your account and/or any of your rights under these Terms with/to any third party; (ii) transfer, distribute, scrap, copy all or any part of the Services and/or the Parked Solutions IPR (as defined below) and/or make the Services accessible via a public network or use the Services for time sharing or service bureau purposes; (iii) refer to the Services by use of framing; (iv) make use of the Services in any jurisdiction where same are illegal or which would subject Parked Solutions or its affiliates to any registration requirement within such jurisdiction or country; (v) use, or encourage, promote, facilitate or instruct others to use the Services for any illegal use; (vi) transmit or upload any viruses, spyware or other harmful, infringing, illegal, disruptive or destructive content, messages or files; (vii) access the Services through or use with the Services any unauthorized means, services or tools including without limitation any data mining, robots, or any other automated means or data gathering and extraction tools, including without limitation in order to extract for re-utilization of any parts of this Services; (viii) perform any act that destabilizes, interrupts or encumbers the Services or their servers or use automatic means, robots or crawlers, that enable sending more request messages to the servers of the Services, in a given period of time, than a human can reasonably send in that time period by using the Services; (ix) copy, modify, translate, reverse engineer, decompile, disassemble (except to the extent applicable laws specifically prohibit such restriction), make any attempt to discover the source code of the Services and/or any other software available on the Services or create derivative works thereof; (x) download or otherwise export or re-export the Services or underlying information or technology (a) into (or to a national or resident of) Cuba, Iran, North Korea, Syria, the Crimea, Donetsk, or Luhansk regions, or any other country or region to which the U.S. and/or any other applicable jurisdiction has embargoed goods and services, or that is otherwise subject to U.S. government embargo; or (b) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Denial Orders; (xi) penetrate or circumvent or attempt to penetrate or circumvent any technical restrictions or limitations included in the Services or their servers. You are solely responsible for obtaining, paying for, repairing and maintaining all the equipment, software, hardware and services required for getting access to and using the Services; (xii) remove any copyright, trademark or other proprietary notices from Services; or (xiii) use the Services contrary to applicable laws or Services requirements/license matrix, or in any manner that constitutes a circumvention thereof or any misrepresentation in connection therewith; or (xiv) if fees are applicable, you may not use the Services without compliance with payment obligations.
Ownership of Proprietary Rights. The Services, including without limitation any underlying data, software, platforms, algorithms, technology, design, UI, any information, services, texts, files, charts, graphs, photos, organization, structure, application "look and feel" and features, Feedback (defined below) and any modifications, enhancements and derivatives thereof and all Intellectual Property Rights related thereto ("Parked Solutions IPR") are the exclusive property of Parked Solutions and/or its licensors who retain all right, title and interest in connection therewith. No transfer or grant of any rights by Parked Solutions is made or is to be implied by any provision of these Terms or by any other provision contained in the Services with respect to the Parked Solutions IPR or otherwise, except for the limited license set forth in Section 2 . We appreciate hearing from our users and welcome your comments regarding the Services. Notwithstanding anything to the contrary herein, please be advised, however, that if you send us ideas, suggestions, inventions, or materials regarding the Services ("Feedback"), we shall: (i) own all right, title and interest in and to the Feedback without any restriction; (ii) not be subject to any obligation of confidentiality; and (iii) be entitled to unrestricted use of the Feedback for any purpose whatsoever, without compensation or credit to you or any other person. "Intellectual Property Rights" means worldwide, whether registered or not (a) rights associated with works of authorship, designs, mask works and photography including copyrights; (b) trademarks, service marks, domain names, logos, trade names, trade dress, the right to publicity and goodwill rights; (c) patents, patent applications and industrial designs; (d) trade secrets; (e) rights analogous to those set forth herein and any other proprietary rights relating to intangible property; (f) divisions, continuations, renewals, reissues and extensions of the foregoing (as applicable) now existing or hereafter filed, issued, or acquired.
Your Content. Any content that you provide, upload, send, transit, enable access to or refer to through the Services ("Your Content") will be used by Parked Solutions to provide, maintain and improve the Services and for any other purpose you consent to. For the avoidance of doubt, Your Content includes any data you share with Parked Solutions pursuant to Section 7 (Surveys and Data Sharing) in connection with the Rewards program described in Section 8 (Rewards Program).
Representations and Warranties. You represent and warrant to Parked Solutions that Your Content: (i) complies with and will comply with all applicable laws, rules and regulations, the Terms and will not infringe the rights of any third party, including without limitation any Intellectual Property Rights and the right to privacy; and (ii) is free from any restrictions, third party rights, payment obligations and/or royalties (including without limitation to any collecting societies). You hereby agree and warrant not to make available or share with others any of Your Content that can be reasonably understood to be defamatory, libelous, hateful, violent, obscene, pornographic, unlawful or otherwise offensive. Although we are not required to do so, we may access, review and delete all or part of Your Content at any time, including in order to assess and stop any violation of these Terms as determined by Parked Solutions in its sole discretion.
Surveys and Data Sharing. The Services allow you to complete Surveys and share personal and usage data with Parked Solutions in exchange for Rewards. The Services may also collect certain data generated through your use of the Services.You represent and warrant that your answers to Surveys and any data you share with us are truthful, accurate, and your own. Parked Solutions may use your data in de-identified or aggregate form to improve its products and services, for analytics, fraud prevention, product development, and other legitimate internal business purposes. Parked Solutions may share your data with third parties in de-identified or aggregate form for research, analytics, advertising and other business purposes, as further described in our Privacy Policy. Parked Solutions may share your data with third parties in a form that identifies you or otherwise allows you to be identified (“as is”) only if you have given your explicit consent to such sharing. Parked Solutions may reject, discard, or decline to award Rewards for any Survey response or shared data that it determines, in its sole discretion, to be fraudulent, duplicative, inconsistent, incomplete, submitted in violation of these Terms or any applicable Survey requirements, or otherwise low-quality. Please see our Privacy Policy for more information about our data collection, use and sharing practices and about any rights you may have under applicable privacy laws, including the right to opt out of the sale or sharing of your personal information.
Rewards Program. Rewards are earned by completing Surveys and/or sharing Your Content with Parked Solutions, are subject to any additional terms Parked Solutions may post from time to time, and may be changed, limited or discontinued at any time in Parked Solutions’ sole discretion. Parked Solutions may modify Reward values, redemption rates, or available items at any time without prior notice and without liability. Participation in Surveys does not guarantee any specific Reward amount, frequency of Survey availability, or continued operation of the Rewards program. Rewards have no cash value until distributed to you, and Parked Solutions may set a minimum amount of Rewards you must accumulate before you may redeem them (the “Minimum Distribution Amount”). Parked Solutions may adjust, withhold or reverse any Rewards that it determines, in its sole discretion, were not properly earned or were obtained in violation of these Terms. Any Rewards that are not redeemed within one (1) year from the date on which they were earned shall be automatically forfeited and shall no longer be available for redemption or distribution. You are solely responsible for any tax liability arising from your receipt of Rewards and agree to provide Parked Solutions with any information it reasonably requests for tax reporting purposes (including for IRS Form 1099 reporting, if applicable). Unredeemed Rewards may be forfeited upon closure or termination of your account, or after an extended period of account inactivity, subject to applicable unclaimed property law. Each user may maintain only one account with Parked Solutions; creating or maintaining more than one account is prohibited. All items listed in Rewards are subject to availability. Parked Solutions works hard to try to ensure that all images and details of any items listed in Rewards are accurate at the time you redeem your Rewards and that all items listed are available; however, if there is an error in any item description, value, redemption value or otherwise, or if you redeem Rewards for an item that is, or subsequently becomes, unavailable, then there will be no obligation on the part of Parked Solutions or any third-party supplier to supply the item. Once a Reward is redeemed through or fulfilled by a third-party supplier, such Reward, and any product, service or benefit provided in connection with it, will from that point forward be governed solely by the applicable third-party supplier’s own terms and conditions, and Parked Solutions will have no further responsibility, obligation or liability with respect to such Reward. Parked Solutions disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose with respect to the Rewards and all prizes. If your account is removed or deactivated by Parked Solutions, or if you fail to properly distribute your Rewards in accordance with these Terms when closing your account, or if at the time of closing you have less than the Minimum Distribution Amount in your account, any rights you have to the Rewards in your account will terminate and you will no longer be eligible to receive a distribution of such Rewards. Parked Solutions reserves the right to recover any Rewards or payments from users found to have engaged in fraudulent activity, including by offsetting against future Rewards or pursuing recovery through legal means.
Your Account. You are solely responsible for all actions performed in the Services under your user name and password. Keeping your password safe is your sole responsibility. If you have any reasons to suspect that your password was discovered by any third party or that there was an unauthorized access to your account you will immediately notify Parked Solutions and modify your login information. You also agree that Parked Solutions cannot and will not be liable for any loss or damage arising from your failure to keep your password secure or any other security breach as a result of any act(s) or omission(s) by you, including any unauthorized use or the loss of any of your Rewards. You agree not to provide your username and/or password information to any other party other than Parked Solutions. Parked Solutions reserves the right without liability or other obligation, to cancel unconfirmed, unverified or inactive accounts. The Services are intended for use by users at least eighteen (18) years old or older if the age limit is older in your jurisdiction, you hereby declare that you are eighteen (18) years old or older and undertake to monitor your account to ensure that no minor under that age has access to the Services.
Electronic Communications and Text Messages. You are responsible for any mobile charges that you may incur for using our Services. If you are unsure what those charges may be, you should consult your service provider before using the Services. By using the Services, you agree that Parked Solutions may send you informational text (SMS), email and in-app messages as part of the normal business operation of your use of the Services (e.g., a notice that a new Survey is available or an update about your Rewards balance or redemption). By using the Services, you consent to receive electronic communications from Parked Solutions, and you agree that such communications satisfy any legal requirement that they be in writing.
User Warranties and Representations. You represent and warrant to Parked Solutions that: (a) you freely agree to use the Services; (b) you and your use of the Services will comply with all applicable laws, regulations, rules and standards; and (c) you may only use the Services for lawful purposes.
Prohibited Conduct. In addition to the other restrictions set forth in these Terms, you agree not to: (i) submit false, fabricated, or fraudulent answers to Surveys or other data to Parked Solutions; (ii) use bots, scripts or other automated means to complete Surveys or otherwise generate Rewards; (iii) create or operate more than one account; (iv) impersonate any other person or entity; or (v) sell, transfer or share your Reward-earning access with any third party.
Privacy. Parked Solutions privacy practices are governed by Parked Solutions privacy policy, the most updated copy of which can be found at https://support.ownli.co/hc/en-us/articles/360011276138-Privacy-policy ("Privacy Policy") and by accepting these Terms you hereby accept the terms and conditions of the Privacy Policy.
Disclaimer. YOU AGREE THAT YOUR USE OF THE SERVICES AND/OR THE PARKED SOLUTIONS IPR SHALL BE AT YOUR OWN RISK. THE SERVICES, INCLUDING WITHOUT LIMITATION PARKED SOLUTIONS IPR ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, PARKED SOLUTIONS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE.
PARKED SOLUTIONS DOES NOT WARRANT THAT THE PARKED SOLUTIONS IPR AND/OR THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT THESE SERVICES OR THE SERVER(S) THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN IMPLIED WARRANTIES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Limitation of Liability. TO THE MAXIMUM PERMITTED UNDER LAW, UNDER NO CIRCUMSTANCES WHATSOEVER WILL PARKED SOLUTIONS AND ITS AFFILIATES AND ITS AND THEIR PARTNERS, OFFICERS, DIRECTORS, EMPLOYEES, SHAREHOLDERS, AGENTS, LICENSORS, SUBCONTRACTS AND SUPPLIERS BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY OTHER ENTITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, UNDER ANY LEGAL THEORY, WHETHER CONTRACT, TORT OR OTHERWISE FOR ANY DIRECT, COMPENSATORY, INDIRECT, INCIDENTAL, CONSEQUENTIAL INCLUDING WITHOUT LIMITATION ANY LOST INCOME OR OTHER TANGIBLE OR INTANGIBLE LOSSES, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES THAT RESULT FROM OR RELATE IN ANY MANNER WHATSOEVER TO YOUR USE OF THE SERVICES, OR PARKED SOLUTIONS IPR, OR TO ANY ERRORS, INACCURACIES, OMISSIONS, DEFECTS, SECURITY BREACHES, OR ANY OTHER FAILURE TO PERFORM BY PARKED SOLUTIONS. PARKED SOLUTIONS IS NOT RESPONSIBLE OR LIABLE FOR THE PRODUCTS, SERVICES, OR PERFORMANCE OF ANY THIRD-PARTY REWARD SUPPLIER, SURVEY SPONSOR, OR RECIPIENT OF DATA SHARED THROUGH THE SERVICES. WITHOUT DEROGATING FROM THE FOREGOING, IF DESPITE THE FOREGOING PARKED SOLUTIONS WILL BE FOUND LIABLE OR RESPONSIBLE BY A COMPETENT AUTHORITY, UNDER ANY LEGAL THEORY, AGGREGATE LIABILITY OF PARKED SOLUTIONS, ITS OFFICERS, EMPLOYEES, AGENTS OR SUPPLIERS, RELATING TO THE SERVICES WILL BE LIMITED TO THE GREATER OF USD 100 OR THE AMOUNT YOU PAID PARKED SOLUTIONS, IF ANY, IN THE LAST 12 MONTHS FOR THE SERVICES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification. You agree to defend, indemnify and hold Parked Solutions and anyone on its behalf, including but not limited to, all of its owners, managers, officers, affiliates, employees, licensors and suppliers harmless against any losses, expenses, costs, claims, damages (including attorneys' fees, expert fees and other costs of litigation) arising from, incurred as a result of, or in any manner related to: (i) any breach of these Terms; (ii) your use of the Services; (iii) your violation of any applicable law or the rights of any third party, including without limitation any intellectual property right, publicity, confidentiality, property or privacy right; or (iv) any disputes or issues between you and any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim.
Third Party Content. The Services may use or include third party software, files and components that are subject to third party license terms. Parked Solutions is not responsible or liable for such third-party software, files and components.
Availability of Services. Our Services are made available free of charge. We do not guarantee that all or any of our Services will be available all of the time or that they will always be uninterrupted. We may suspend, withdraw or restrict the availability of all or any part of our Services for business and operational reasons at any time. We will try to give you reasonable notice of any suspension or withdrawal.
Updates, Suspension and Termination. Parked Solutions reserves the right, in its sole discretion, to make any necessary unscheduled changes, updates or enhancements to the Services at any time. We may add or remove functionalities or features, and We may terminate these Terms and/or suspend your right to access or use any portion or all of the Services and/or Parked Solutions IPR immediately (including without limitation the license set forth in Section 3 above), at our sole discretion without notice. Upon termination you shall immediately cease using the Services and the following Sections shall survive: 1, 4-8, 11-23.
Dispute Resolution and Arbitration. You and Parked Solutions agree that any dispute, claim or controversy arising out of or relating to these Terms or the Services (“Dispute”) will be resolved by binding arbitration, rather than in court, except that either party may bring an individual action in small claims court if it qualifies. There is no judge or jury in arbitration, and court review of an arbitration award is limited. The arbitration will be conducted by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. Payment of filing, administration and arbitrator fees will be governed by the AAA’s rules. You and Parked Solutions each waive any right to a jury trial. You and Parked Solutions each waive the right to participate in a class action, collective action, private attorney general action, or other representative proceeding of any kind. The arbitrator may not consolidate more than one person’s claims and may not preside over any form of class, collective, or representative proceeding. This arbitration provision shall survive termination of these Terms.

Third-Party Service Providers. The Services may rely on third-party service providers, including without limitation payment processors, reward fulfillment partners, data processors, and hosting providers. Parked Solutions is not responsible or liable for the acts, omissions, errors, delays, or insolvency of any third-party service provider, or for any failure of the Services caused by such third parties. Your use of any third-party services accessed through the Services is at your own risk and subject to any terms and conditions imposed by such third parties.
Force Majeure. Parked Solutions shall not be liable for any delay or failure to perform any obligation under these Terms where the delay or failure results from any cause beyond Parked Solutions’ reasonable control, including but not limited to acts of God, natural disasters, pandemics, epidemics, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, cyberattacks, power outages, telecommunications failures, or failures of third-party service providers.
General. (i) These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to the principles of conflict of law therein. The parties consent to the exclusive jurisdiction of the courts of the State of New York. The application of the United Nations Convention of Contracts for the International Sale of Goods or other international laws is expressly excluded; (ii) notwithstanding the foregoing, in the event of breach or threatened breach of any provision of these Terms by you, Parked Solutions could suffer significant and irreparable harm that could not be satisfactorily compensated in monetary terms, and that the remedies at law available to Parked Solutions may otherwise be inadequate and Parked Solutions shall be entitled, in addition to any other remedies to which it may be entitled to under law or in equity, to the immediate ex parte issuance, without bond, of an equitable relief, including without limitation an injunctive relief, in any jurisdiction worldwide. You hereby acknowledge and agree that Parked Solutions shall not be required to post bond as a condition to obtaining or exercising any such remedies, and you hereby waive any such requirement or condition; (iii) if any provision of these Terms is held to be unenforceable, such provision shall be reformed only to the extent necessary to make it enforceable and if such provision is determined to be invalid or unenforceable nonetheless, the provision shall be deemed to be severable from the remainder of these Terms and shall not cause the invalidity or unenforceability of the remainder of these Terms; (iv) You acknowledge and agree that Parked Solutions has the right, at any time and for any reason, to redesign or modify the Parked Solutions IPR and other elements of the Services or any part thereof; (v) these Terms are the entire agreement between you and Parked Solutions regarding the subject matter herein and these Terms may be updated by Parked Solutions from time to time at its sole discretion; (vi) Parked Solutions may assign these Terms, in whole or in part, in its sole discretion. You are not entitled to assign or otherwise transfer the Terms, or any of your rights or obligations hereunder, to any third party without the prior written consent of Parked Solutions. Any unauthorized assignment will be void and of no force or effect; (vii) Parked Solutions failure to enforce any rights granted hereunder or to take action against you in the event of any breach hereunder shall not be deemed a waiver by Parked Solutions as to subsequent enforcement of rights or subsequent actions in the event of future breaches; (viii) all waivers must be in writing. Any waiver or failure to enforce any provision of these Terms on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion; (ix) ANY CAUSE OF ACTION INITIATED BY YOU AND ARISING OUT OF OR RELATED TO THE SERVICE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED AND YOU SHALL BE DEEMED TO WAIVE ANY CLAIM YOU MAY HAVE IN RESPECT THEREOF; (x) if you are a California resident, under California Civil Code Section 1789.3 you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210, to resolve a complaint regarding the Services or to receive further information regarding use of the Services.

If you have any further questions or require further clarification, please contact us by sending an e-mail to: legal@ownli.co.

Last updated: July 21, 2026.

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